Best Cell Phone Plans in Chapin, IL

Cell phone coverage quality in Chapin, IL

Many factors pertain to making a decision about what is good and not so good about the different cell phone plans. One in particular is signing up with a service that has good coverage quality in Chapin, IL. No one wants to be on a call that drops at a moment's notice. The number of text and call minutes in a cheap plan does not matter if messages and phone calls never complete.

Fortunately, most national cell phone carriers have decent coverage in every city across the country. Therefore, choosing a decent plan in Chapin, IL should not be difficult. A good thing to do is to compare coverage maps from several carriers. This helps to determine if the coverage is reliable.

Getting started: what types of cell phone plans are out there?

While the American wireless industry is changing rapidly and becoming exceedingly competitive, the basic structure of wireless plans remains the same. In Chapin, IL, you'll be able to choose from a multi-line family plan, a single post-paid line, or prepaid options that present no long-term contractual or device financing requirement. Here's a primer on each type of plan:

Family Plans

By far the most popular type of plan in the United States, family plans allow multiple people to 'share' a single account, splitting line and data fees across several different people in order to get a lower monthly cost of service for each person. Most carriers offer significant discounts on the price of a gigabyte of data for multi-line accounts, making it the economical way of signing up for service. Of course, multi-line accounts are also hard to move between carriers due to different device payment plans and coverage concerns.

Individual Plans

Quite the opposite of a family plan, individual plans allow a single person to pick the amount of data they need each month without splitting the bill. Though more expensive than family plans, individual accounts are easier to manage and are perfect for people who don't want to split expenses and device upgrades with friends or family members.

Prepaid Plans

Once a strong draw because they lacked contracts, today no-commitment plans are a more affordable alternative to individual plans. Most prepaid plans offer more data at a lower cost than an individual plan at a major carrier. Furthermore, prepaid family plans offer a lower cost for multi-line accounts than some traditional family plans at the 'Big 4.' These plans are ineligible for device financing, however, which means you'll have to pay full price to buy a new phone upon release.

Which cell phone plan should you choose?

During the process of selecting a plan, you'll need to consider the number of people who will be covered and what kinds of features they'll need to have. Most service providers divide these plan features into one of these three categories: minutes, texts, and data usage.

Inexpensive contract plans restrict the number of minutes and/or texts to around 400 or fewer. Unrestricted plans are more cost-efficient if you text or talk frequently throughout the day and can't abide any limitations. With prepaid plans, you usually fund your phone card with cash to purchase minutes, which are available per minute or in a bundle, like 500 minutes for 20 dollars. After you've used up your minutes, you must buy more.

How much data you use is an important consideration when selecting plans these days. Many Chapin, IL providers charge a lot for heavy data usage, and there aren't many unlimited wireless data packages on the market. Plans are usually charged according to MB and GB usage. Sometimes, exceeding your data capacity can result in costly penalty fees. To avoid these unwanted charges, choose a data package that can handle the amount of data you use.

Finding the best cell phone plan for your needs

Now that you know which kind of cell phone plan you want, it's now time to make another important decision: what do you need each month in terms of minutes, text messages, and data? This used to be a slightly complex decision to have to make, but that is no longer the case due to changes in the wireless industry. Current cell phone plans have almost all dropped limits on calling minutes and texts messages. Postpaid family plans and individual plans at Sprint, T-Mobile, AT&T, and Verizon, all include unlimited talk and text. Only a small number of no contract prepaid plans still enforce limits.

The good news is that you can choose to look at only the amount of data that you need on a monthly basis. Two of the major carriers make this decision pretty simple, while two of the other major carriers require a bit more decision making before choosing a plan. Here's what to keep in mind when selecting a cell phone plan in Chapin, IL:

Sprint

Like T-Mobile, Sprint recently unveiled a flat-rate, all-unlimited mobile plan for new and existing subscribers. Customers who prefer not to get an unlimited plan can opt for a 'shared' amount of data that can be used by all lines attached to the account. By default, data speeds on limited plans slow down after all data has been used. Customers can buy a high-speed pass if they wish to have more full-speed data until the end of the month, however.

T-Mobile

The Un-Carrier, as T-Mobile has dubbed itself, recently made a move toward unlimited data for all. The company added to its Simple Choice plan lineup with T-Mobile ONE, an unlimited, single plan for individuals or families. T-Mobile Simple Choice plans are still available for customers who prefer them, however. These plans feature data rollover and no overage charges, so there's no extra fees added to the bill based on your usage.

Verizon

Verizon got rid of overages early in 2016 and started offering rollover data for its shared data plans. Verizon's plans are similar to AT&T's, however an unlimited data option is not available to new customers at all.

AT&T

AT&T offers unlimited data only to customers who also have DIRECTV or AT&T Internet. Otherwise, customers have shared data plans with every line on their account. In 2016, AT&T introduced a no-overages policy that throttles data to 2G speeds when a data bucket is exhausted. The company also has its 'Stream Saver' service in 2016, which reduces the quality of all streaming video and uses data more slowly as a result.

MVNO Carriers

Smaller prepaid carriers, called Mobile Virtual Network Operators (MVNOs), usually operate on one of the four above networks and resell services to no-commitment customers. These plans cover Chapin, IL and change very frequently, but they do often represent a good savings each month.