Best Cell Phone Plans in Middlebury, IN

Coverage is still king: a few things to keep in mind

Coverage has gotten dramatically better for all carriers in the last few years, especially for Sprint and T-Mobile. While the country's two smallest carriers often had their coverage compared to Swiss cheese in the early 2000s, their LTE networks today are fully modernized, dense, and ready to perform well even during times of peak demand. With that said, it's a good idea to take a look at independent test results that show the strengths of each network. These tests, performed by RootMetrics, will help clarify which carrier is best for clear calls, fast data, or consistent texting.

Best for Calls: For the third time in two years, RootMetrics testing found that all four major carriers are almost the same in Middlebury, IN when it comes to 'call performance.' This indicates that all four carriers have crystal clear calls, and that all four carriers rarely drop a call that has been initiated. That's great news if your main area of usage each month is wireless minutes.

Best for Texting: During the second half of 2016, RootMetrics testing found that AT&T, Verizon, and T-Mobile were tied for first place in overall texting performance. All three carriers had a near-100-percent success rate in sending and delivering texts. Sprint's texting performance was just a bit shy of making this metric a four-way tie.

Best for Data-Heavy Usage: This category is a bit more nuanced than the others. Overall, Verizon's LTE network delivered both the fastest speeds and the most reliable connections to customers in Middlebury, IN. T-Mobile's average data speed increased dramatically in 2016, however, and AT&T showed improvement in average speeds as well.

Breadth of Coverage: All four carriers have an extremely broad network in Middlebury, IN, with coverage almost everywhere. Sprint, which is still expanding its LTE network, has slightly less high-speed coverage. Even so, it has the high-density city and suburban areas covered very well.

Types of cell phone plans

The hallmark of a great plan is flexibility. Most cellphone users want a customizable plan that will allow them to pay for only the data they need, the texts they send and the minutes they use. All cell phone plans include some combination of talk time, texts and data. Some offer a la carte options as well.

If you're like thousands of other Americans, you rely on your cell phone for nearly all of your communication needs. This is why it is imperative to select a plan that's perfect for you and your usage needs in Middlebury, IN. Use Wirefly to compare a wide variety of carriers and plan types and learn how much you can expect to spend. You may even same some money over the plan you currently use. Cell phone plans generally fall into one of these three categories: individual, family and no-contract.

Individual plans have a single line item that reflects the total charges for voice, text and data for a single phone. This plan is best for single people with no children or spouse.

If you do have a family and want everyone to be on the same wireless plan, consider a family. These offer family members to have their own device and unique coverage allowances. These can be pricey, but are worth it if you have multiple phone lines. They allow families to share data, text messages and minutes. Choose a plan that can adequately meet the needs of everyone in your family.

No-contract plans give you the benefit of great coverage without the hassle of being locked in. Also known as pay-as-you-go, no-contract plans used to mean buying a pre-paid card and loading it onto your phone. Now, phones themselves are pre-paid. You can purchase a prepaid phone in most major department stores in Middlebury, IN. The cost of the phone covers the data, texts and minutes you use. You may be charged additional fees if you exceed your limits. Most of these phones are fairly expensive so that all your usage can be covered. You can typically find the latest smartphones in pre-paid versions.

Most phone contracts last a minimum of 24 months, but there are some you can get for just 12 months. Payment is due on a month-to-month basis, but you have to pay for the whole life of the contract. You cannot break the contract early unless you pay a hefty termination fee. This fee includes a percentage of the outstanding amount on your contract plus penalties.

Cell phone plans in Middlebury, IN are better than ever

Increased competition among American wireless companies means prices have dropped for buyers. In 2016, the price for a GB of data declined by a lot, and unlimited data plans made a significant comeback at major carriers and MVNOs alike. Now that coverage is relatively equal throughout the Middlebury, IN area, you can buy cell service in entirely new ways, including by price, features, data amounts, or the availability of totally unlimited service.

When looking for a new cell phone plan, make sure you understand the terms and conditions associated with the plan, including promotional terms, billing credits, device financing restrictions, and other terms that may be in place. While these restrictions are uncommon, it's always better to understand their impact before you make a final decision.

Texts, minutes, and data: which option is best for you?

Now that you know which type of plan you'll be shopping for, it's time to make another important consideration: What do you need each month in terms of voice minutes, texts and data? While this used to be a pretty complex decision to make, especially for family plan members who were splitting each of these three things, that's no longer the case due to shifts in the industry. Current wireless industry plans have almost all dropped limits on voice minutes and texts. Postpaid family plans and individual plans at Sprint, T-Mobile, AT&T, and Verizon, all include unlimited talking and texting. Only a select number of no-commitment prepaid plans still enforce limits on these use cases.

The good news is that you can focus only on the amount of data that you need on a monthly basis. Two carriers make this decision easy, while two others will require a bit of careful consideration before selecting a plan. Here's what to know when selecting a cell phone plan in Middlebury, IN:

T-Mobile

The Un-Carrier, as it's known, recently made a bold push toward unlimited data for all. The company replaced its Simple Choice plan lineup with T-Mobile ONE, an all-unlimited, single plan that it offers to individuals and families alike. The company's Simple Choice plans, which feature 2GB, 6GB, or 10GB of data, are still available for customers who prefer them, however. These plans feature 12-month data rollover and no overages, so there's no extra cost added to the bill based on usage.

Sprint

Like T-Mobile, Sprint recently unveiled a flat-rate, all-unlimited mobile plan for new and existing subscribers. Customers who prefer not to get an unlimited plan can opt for a 'shared' amount of data that can be used by all lines attached to the account. By default, data speeds on limited plans slow down after all data has been used. Customers can buy a high-speed pass if they wish to have more full-speed data until the end of the month, however.

AT&T

AT&T offers unlimited data only to customers who also have its DirecTV satellite television service or U-Verse IPTV service. Otherwise, customers will be sharing data buckets with every line on their account. In 2016, AT&T introduced a no-overages policy that slows data to 2G speeds when a data bucket is exhausted. The company also has its 'Stream Saver' service in 2016, which reduces the quality of all streaming video and uses data more slowly as a result.

Verizon

Verizon eliminated overages early in 2016 and, later in the year, introduced rollover data for its shared data buckets. The company's plans mirror AT&T's, though an unlimited data option is not available to new customers at all.

MVNOs

Smaller prepaid carriers, called MVNOs, typically use one of the four above networks and resell services to no-commitment customers. These plans cover Middlebury, IN and change very frequently, but they do often represent a significant savings each month.