Best Cell Phone Plans in Decatur, IA

Decatur, IA cell phone service coverage

Before signing up for cellphone service, people need to confirm that local coverage is available. The best provider may differ depending on where a person works, lives and shops in Decatur, IA. You can also benefit from finding out if service is offered in other areas that they frequently visit. A plan may cost relatively little, but it isn't worth the expense if 'no signal' errors frequently appear.

The good news is that major cellphone services generally provide thorough coverage in nearly all U.S. cities. Nonetheless, it makes sense to compare multiple companies' coverage areas and find out if they serve the entire region. This is a more important consideration for people who frequently travel to different parts of the United States. 'Dead zones' remain more widespread in small towns and rural areas.

Understanding the different types of cell phone plans

When searching for a cell phone plan in Decatur, IA, you're looking for one that gives you enough minutes, text messages and data to fit your needs. These features are broken down in plans by: minutes covered, text messages available and data limits.

Most people rely on cell phones for the majority, if not all, of their communication needs. You'll need to make sure the plan you choose has enough talk, text and data for you and anyone else you choose to carry on your plan.

Each cell phone plan has its own limitations, so deciding the most important features for you and your family is key to discovering the perfect plan. To help you out, here's a breakdown of the 3 main categories of cell phone plans:

Individual plans offer services for one line on one phone. All of the minutes, data and text available in the plan can only be used by that phone. If you don't want to add anyone else to your plan, then this could be a great choice.

Family plans spread out the data, minutes and text over several lines and phones. The number of lines and phones is up to you and some plans offer discounts for adding additional lines. If you want service for your entire family, these plans are the best deal because they are cheaper than buying individual plans for each person.

With no contract plans, you pay for service without the obligation of a contract. Often called pay-as-you-go, these plans offer the same features and benefits of individual and family plans, but often with additional fees. Most plans now allow you to use the same smart phones available for other plans, but at a higher price. Payments can be made each month and some carriers offer online or phone payments by credit card, bank account or prepaid cards that you can find in most Decatur, IA department stores.

The biggest advantage of the monthly plans is the absence of a contract. With family and individual plans you are bound by a contract that is typically no less than 2 years. This contract obligates you to pay for service through the end of the contract, and early termination comes with fees, penalties and extra charges.

The best wireless plan

Consider all the different features that are important when you are looking for the right plan. There are three factors to keep in mind when choosing the best one for you or your family in Decatur, IA: minutes, text messages, and data.

Cheaper cell phone plans often allow you to set a limit on the number of minutes you can talk and the number of text messages you can send. This is good for someone who doesn't use their phone a lot. But if you do, you'll want to look for a plan with unlimited talk and text. Luckily, most cell phone carriers offer this as a basic option, so you won't be paying much more for it when you choose it. With a contract plan, you'll use a wireless card to load minutes onto your phone for talking and texting. When you need more minutes, you simply purchase more. No contract phones cannot charge you for overages, as you simply cannot cause them.

If you plan to use a good deal of data in Decatur, IA, be sure to look for a plan that offers you higher gigabyte plans. Cheaper plans come with two to five gigabytes for the month, which may be all you need if you can always connect to Wi-Fi. Higher plans offer anywhere from ten to 20 gigabytes per month and are great for consumers who may be using their device in places without Wi-Fi to connect to. You'll also want to check if the company will charge you for overages, as many will charge for every gigabyte you go over per month, which can really make your bill skyrocket if you aren't careful.

Comparing carriers in Decatur, IA

There are a number of carriers found in Decatur, IA, and the following all have coverage in this area. Most smaller carriers, known as MVNOs, still operate under one or more of the main carrier networks, so chances are, your particular city will be covered.

The good news is that you can focus only on the amount of data that you need on a monthly basis. Two carriers make this decision easy, while two others will require a bit of careful consideration before selecting a plan. Here's what to know when selecting a cell phone plan in Decatur, IA:

AT&T

AT&T offers a multitude of plan types and is one of the most well-known. They offer individual, contract, family, and pay-as-you-go wireless cell phone plans.

Sprint

Sprint offers different cell phone plans including a new one called the Better Choice Plan. Sprint also offers completely unlimited 4G LTE data, one of the only major cell phone companies to do so.

Verizon Wireless

Verizon offers different plans, such as individual and family sharing plans, and no contract plans. When you choose Verizon, you can purchase a prepaid or shared data plan. A shared plan can be used either by an individual or for a family and includes unlimited text and talk, as well as a pre-determined amount of data.

T-Mobile

T-Mobile is known for being an “uncarrier”, because they offer plans that are all no contract. T-Mobile ONE and Simple Choice plans offer unlimited text, talk, and data for one monthly price. T-Mobile also sells individual and family plans.

MVNOs and Other Carriers

Using our cell phone plan comparison tool, you can learn more about the other quality cell phone carriers that operate in the Decatur, IA area to choose the one that is best for you or your family.