Best Cell Phone Plans in Leominster, MA

Leominster, MA cell phone service coverage

Before signing up for cellphone service, people need to confirm that local coverage is available. The best provider may differ depending on where a person works, lives and shops in Leominster, MA. You can also benefit from finding out if service is offered in other areas that they frequently visit. A plan may cost relatively little, but it isn't worth the expense if 'no signal' errors frequently appear.

The good news is that major cellphone services generally provide thorough coverage in nearly all U.S. cities. Nonetheless, it makes sense to compare multiple companies' coverage areas and find out if they serve the entire region. This is a more important consideration for people who frequently travel to different parts of the United States. 'Dead zones' remain more widespread in small towns and rural areas.

Getting started: what different kinds of cell phone plans exist?

While the American wireless industry is changing rapidly and becoming exceedingly competitive, the overall premise of wireless plans remains the same. In Leominster, MA, you'll be able to choose from a family plan, an individual postpaid line, or prepaid plans that present no long-term contract or device financing requirements. Here's the basics on each type of plan available:

Family Plans

Family plans are the most popular type of cell phone plan in the United States. Family plans enable multiple people in a family or small business to share a single account, dividing line and data fees across several different people in order to get a less expensive monthly cost of service for each person on the plan. Most carriers offer deep discounts on the price of a GB of data for multi-line accounts, making it cheaper for everyone. However, multi-line accounts are also hard to move between carriers due to different device payment plans and coverage concerns.

Individual Plans

Individual plans enable a single person to pick the amount of data they need each month for themselves. Though these plans are typically more expensive than family plans, individual plans are simpler to manage and are geared towards people who do not want to share expenses and device upgrades with friends or members of their family.

Prepaid Plans

Prepaid plans have become far more ubiquitous these days. The majority of prepaid plans offer more data at a lower cost than an individual plan at a major carrier, but still offer many of the most popular phones. In addition, prepaid family plans offer more inexpensive costs for multi-line accounts than some traditional family plans at the 'Big 4' carriers. These plans are usually ineligible for device financing, which means you'll likely have to pay full price to buy a new smartphone.

Choosing a wireless plan that works best for you

When you are searching for a wireless plan, you will need to consider who will all be using the plan and the different services that you will need to include. Almost all cell phone carriers factor three things into each plan: minutes, text messages, data usage in MB or GB.

When you choose a cheaper plan, you can set a limit on how many minutes and text messages you can use to about 400 or less. But if you talk on the phone a lot and send multiple text messages, an unlimited plan will be the best bet. When you choose a no contract plan, you'll be loading your wireless card with cash that will pay for the minutes. These can be purchased by the minute or bought as a package. For example, 1,000 minutes for a flat rate of $40 is a typical purchase. When your minutes are used up, you'll need to add more to your plan.

The amount of data you use is another big factor in how to pick a cell phone plan. Almost all carriers in the Leominster, MA area charge higher amounts for high data usage, and there are basically no plans that allow for unlimited data. Cell phone plans are usually priced per gigabyte and megabyte. With many plans, going over the data limit per month can occur and will cost you in overages. To avoid this, choose a data plan that will be enough for yours or your family's needs.

Texts, minutes, and data: which option is best for you?

Now that you know which type of plan you'll be shopping for, it's time to make another important consideration: What do you need each month in terms of voice minutes, texts and data? While this used to be a pretty complex decision to make, especially for family plan members who were splitting each of these three things, that's no longer the case due to shifts in the industry. Current wireless industry plans have almost all dropped limits on voice minutes and texts. Postpaid family plans and individual plans at Sprint, T-Mobile, AT&T, and Verizon, all include unlimited talking and texting. Only a select number of no-commitment prepaid plans still enforce limits on these use cases.

The good news is that you can focus only on the amount of data that you need on a monthly basis. Two carriers make this decision easy, while two others will require a bit of careful consideration before selecting a plan. Here's what to know when selecting a cell phone plan in Leominster, MA:

T-Mobile

The Un-Carrier, as it's known, recently made a bold push toward unlimited data for all. The company replaced its Simple Choice plan lineup with T-Mobile ONE, an all-unlimited, single plan that it offers to individuals and families alike. The company's Simple Choice plans, which feature 2GB, 6GB, or 10GB of data, are still available for customers who prefer them, however. These plans feature 12-month data rollover and no overages, so there's no extra cost added to the bill based on usage.

Sprint

Like T-Mobile, Sprint recently unveiled a flat-rate, all-unlimited mobile plan for new and existing subscribers. Customers who prefer not to get an unlimited plan can opt for a 'shared' amount of data that can be used by all lines attached to the account. By default, data speeds on limited plans slow down after all data has been used. Customers can buy a high-speed pass if they wish to have more full-speed data until the end of the month, however.

AT&T

AT&T offers unlimited data only to customers who also have its DirecTV satellite television service or U-Verse IPTV service. Otherwise, customers will be sharing data buckets with every line on their account. In 2016, AT&T introduced a no-overages policy that slows data to 2G speeds when a data bucket is exhausted. The company also has its 'Stream Saver' service in 2016, which reduces the quality of all streaming video and uses data more slowly as a result.

Verizon

Verizon eliminated overages early in 2016 and, later in the year, introduced rollover data for its shared data buckets. The company's plans mirror AT&T's, though an unlimited data option is not available to new customers at all.

MVNOs

Smaller prepaid carriers, called MVNOs, typically use one of the four above networks and resell services to no-commitment customers. These plans cover Leominster, MA and change very frequently, but they do often represent a significant savings each month.