Best Cell Phone Plans in Merigold, MS

Merigold, MS cell phone service coverage

Before signing up for cellphone service, people need to confirm that local coverage is available. The best provider may differ depending on where a person works, lives and shops in Merigold, MS. You can also benefit from finding out if service is offered in other areas that they frequently visit. A plan may cost relatively little, but it isn't worth the expense if 'no signal' errors frequently appear.

The good news is that major cellphone services generally provide thorough coverage in nearly all U.S. cities. Nonetheless, it makes sense to compare multiple companies' coverage areas and find out if they serve the entire region. This is a more important consideration for people who frequently travel to different parts of the United States. 'Dead zones' remain more widespread in small towns and rural areas.

Understanding the different types of cell phone plans

When searching for a cell phone plan in Merigold, MS, you're looking for one that gives you enough minutes, text messages and data to fit your needs. These features are broken down in plans by: minutes covered, text messages available and data limits.

Most people rely on cell phones for the majority, if not all, of their communication needs. You'll need to make sure the plan you choose has enough talk, text and data for you and anyone else you choose to carry on your plan.

Each cell phone plan has its own limitations, so deciding the most important features for you and your family is key to discovering the perfect plan. To help you out, here's a breakdown of the 3 main categories of cell phone plans:

Individual plans offer services for one line on one phone. All of the minutes, data and text available in the plan can only be used by that phone. If you don't want to add anyone else to your plan, then this could be a great choice.

Family plans spread out the data, minutes and text over several lines and phones. The number of lines and phones is up to you and some plans offer discounts for adding additional lines. If you want service for your entire family, these plans are the best deal because they are cheaper than buying individual plans for each person.

With no contract plans, you pay for service without the obligation of a contract. Often called pay-as-you-go, these plans offer the same features and benefits of individual and family plans, but often with additional fees. Most plans now allow you to use the same smart phones available for other plans, but at a higher price. Payments can be made each month and some carriers offer online or phone payments by credit card, bank account or prepaid cards that you can find in most Merigold, MS department stores.

The biggest advantage of the monthly plans is the absence of a contract. With family and individual plans you are bound by a contract that is typically no less than 2 years. This contract obligates you to pay for service through the end of the contract, and early termination comes with fees, penalties and extra charges.

Which cell phone plan is the right one for you?

When choosing the right plan for use in Merigold, MS, you should think about how many people will be on the plan and what types of services you want to include. Most carriers factor the points below into your plan.

Before committing to a plan you need to know who will be on it, how they will use it and how much. Cell phone plans are comprised of three elements: talk, text and data. Talk refers to how many minutes you spend speaking to someone on your phone. Text is the volume of text messages you send or receive, and data is the megabytes or gigabytes of information that your phone uploads or downloads using the internet.

To reduce costs on a contract plan you can limit your texts and talk to under 400 minutes or messages combined. If you are a heavy talker, you may fare better with an unlimited plan. The same is true if you tend to send a lot of texts.

If you are using a pay-as-you-go plan, you would simply reload your phone to pay for services. When you purchase minutes you can choose to buy them one at a time or pay for a package. For example, you could choose to buy 1000 minutes at once for a flat payment of $400.

With the ubiquity of smartphones and tablets, data is more important than ever before. In Merigold, MS data can cost a lot of money, and nearly all carriers force you to adhere to a limit. Unlimited data plans are hard to find, but they exist. Data is often charged per megabyte and gigabyte and is subject to expensive fees for overages. This is why it is of the utmost importance to select a data plan that covers you typical data needs. In fact, it is a good idea to allow for more than you will need.

Texts, minutes, and data: which option is best for you?

Now that you know which type of plan you'll be shopping for, it's time to make another important consideration: What do you need each month in terms of voice minutes, texts and data? While this used to be a pretty complex decision to make, especially for family plan members who were splitting each of these three things, that's no longer the case due to shifts in the industry. Current wireless industry plans have almost all dropped limits on voice minutes and texts. Postpaid family plans and individual plans at Sprint, T-Mobile, AT&T, and Verizon, all include unlimited talking and texting. Only a select number of no-commitment prepaid plans still enforce limits on these use cases.

The good news is that you can focus only on the amount of data that you need on a monthly basis. Two carriers make this decision easy, while two others will require a bit of careful consideration before selecting a plan. Here's what to know when selecting a cell phone plan in Merigold, MS:

T-Mobile

The Un-Carrier, as it's known, recently made a bold push toward unlimited data for all. The company replaced its Simple Choice plan lineup with T-Mobile ONE, an all-unlimited, single plan that it offers to individuals and families alike. The company's Simple Choice plans, which feature 2GB, 6GB, or 10GB of data, are still available for customers who prefer them, however. These plans feature 12-month data rollover and no overages, so there's no extra cost added to the bill based on usage.

Sprint

Like T-Mobile, Sprint recently unveiled a flat-rate, all-unlimited mobile plan for new and existing subscribers. Customers who prefer not to get an unlimited plan can opt for a 'shared' amount of data that can be used by all lines attached to the account. By default, data speeds on limited plans slow down after all data has been used. Customers can buy a high-speed pass if they wish to have more full-speed data until the end of the month, however.

AT&T

AT&T offers unlimited data only to customers who also have its DirecTV satellite television service or U-Verse IPTV service. Otherwise, customers will be sharing data buckets with every line on their account. In 2016, AT&T introduced a no-overages policy that slows data to 2G speeds when a data bucket is exhausted. The company also has its 'Stream Saver' service in 2016, which reduces the quality of all streaming video and uses data more slowly as a result.

Verizon

Verizon eliminated overages early in 2016 and, later in the year, introduced rollover data for its shared data buckets. The company's plans mirror AT&T's, though an unlimited data option is not available to new customers at all.

MVNOs

Smaller prepaid carriers, called MVNOs, typically use one of the four above networks and resell services to no-commitment customers. These plans cover Merigold, MS and change very frequently, but they do often represent a significant savings each month.