Best Cell Phone Plans in Eureka, MO

Coverage is still king: a few things to keep in mind

Coverage has gotten dramatically better for all carriers in the last few years, especially for Sprint and T-Mobile. While the country's two smallest carriers often had their coverage compared to Swiss cheese in the early 2000s, their LTE networks today are fully modernized, dense, and ready to perform well even during times of peak demand. With that said, it's a good idea to take a look at independent test results that show the strengths of each network. These tests, performed by RootMetrics, will help clarify which carrier is best for clear calls, fast data, or consistent texting.

Best for Calls: For the third time in two years, RootMetrics testing found that all four major carriers are almost the same in Eureka, MO when it comes to 'call performance.' This indicates that all four carriers have crystal clear calls, and that all four carriers rarely drop a call that has been initiated. That's great news if your main area of usage each month is wireless minutes.

Best for Texting: During the second half of 2016, RootMetrics testing found that AT&T, Verizon, and T-Mobile were tied for first place in overall texting performance. All three carriers had a near-100-percent success rate in sending and delivering texts. Sprint's texting performance was just a bit shy of making this metric a four-way tie.

Best for Data-Heavy Usage: This category is a bit more nuanced than the others. Overall, Verizon's LTE network delivered both the fastest speeds and the most reliable connections to customers in Eureka, MO. T-Mobile's average data speed increased dramatically in 2016, however, and AT&T showed improvement in average speeds as well.

Breadth of Coverage: All four carriers have an extremely broad network in Eureka, MO, with coverage almost everywhere. Sprint, which is still expanding its LTE network, has slightly less high-speed coverage. Even so, it has the high-density city and suburban areas covered very well.

Kinds of cell phone plans

Most Eureka, MO residents desire cell phone service that gives them all the minutes they want, all the texting they care for, and lets them freely use data. Deciding on a wireless plan is determined by several aspects such as data limitations, available minutes, and texting restrictions.

When you rely on a cellular phone for the majority of your exchanges, it's very reassuring to have a mobile package that accommodates you fully. You can research various companies and plans on this site to determine the amount of money you can save if you already have a cellular plan. The three types of mobile plans are: individual plans, family plans, and prepaid plans.

With an individual plan, you have a single line with a single rate for talking, texting, and data sharing. It doesn't come with any other lines or hardware. If you are a single adult, then a personal cell phone plan could be your smartest option.

Family plans allow you to have a wireless line for every one of your family members. Although family plans cost more, they're still your best option if you require multiple lines. Their prices are cheaper compared to having multiple personal plans also. Family plans usually split texts, minutes, and data usage between members, so you'll want to find a plan that's large enough to accommodate your whole family's requirements.

Prepaid or pay-per-use plans are versatile with regard to their price structures. Pay-per-use service has improved considerably since prepaid mobile phone cards first arrived on the scene. It's easy to buy a no-contract phone at your favorite shopping center in Eureka, MO and begin using it immediately. You pay just for how much you use it, but there may be extra charges. Additionally, phone costs are often more expensive unless you choose a very basic or inexpensive phone. A lot of prepaid mobile phone plans provide the most recent and cutting-edge smartphones also. Best of all, you aren't obligated to adhere to a contract.

With most contract plans, you'll have to be enrolled for at least two years, although a few service providers have one-year packages available. There is a fee you must pay every month, but you're required to keep on paying until the contract expires. If you decide to terminate it, you will be assessed an early cancellation charge, which means that any time remaining on your term will be added to the charge as a ratio along with an additional penalty.

Cell phone plans in Eureka, MO are better than ever

Increased competition among American wireless companies means prices have dropped for buyers. In 2016, the price for a GB of data declined by a lot, and unlimited data plans made a significant comeback at major carriers and MVNOs alike. Now that coverage is relatively equal throughout the Eureka, MO area, you can buy cell service in entirely new ways, including by price, features, data amounts, or the availability of totally unlimited service.

When looking for a new cell phone plan, make sure you understand the terms and conditions associated with the plan, including promotional terms, billing credits, device financing restrictions, and other terms that may be in place. While these restrictions are uncommon, it's always better to understand their impact before you make a final decision.

Texts, minutes, and data: which option is best for you?

Now that you know which type of plan you'll be shopping for, it's time to make another important consideration: What do you need each month in terms of voice minutes, texts and data? While this used to be a pretty complex decision to make, especially for family plan members who were splitting each of these three things, that's no longer the case due to shifts in the industry. Current wireless industry plans have almost all dropped limits on voice minutes and texts. Postpaid family plans and individual plans at Sprint, T-Mobile, AT&T, and Verizon, all include unlimited talking and texting. Only a select number of no-commitment prepaid plans still enforce limits on these use cases.

The good news is that you can focus only on the amount of data that you need on a monthly basis. Two carriers make this decision easy, while two others will require a bit of careful consideration before selecting a plan. Here's what to know when selecting a cell phone plan in Eureka, MO:

T-Mobile

The Un-Carrier, as it's known, recently made a bold push toward unlimited data for all. The company replaced its Simple Choice plan lineup with T-Mobile ONE, an all-unlimited, single plan that it offers to individuals and families alike. The company's Simple Choice plans, which feature 2GB, 6GB, or 10GB of data, are still available for customers who prefer them, however. These plans feature 12-month data rollover and no overages, so there's no extra cost added to the bill based on usage.

Sprint

Like T-Mobile, Sprint recently unveiled a flat-rate, all-unlimited mobile plan for new and existing subscribers. Customers who prefer not to get an unlimited plan can opt for a 'shared' amount of data that can be used by all lines attached to the account. By default, data speeds on limited plans slow down after all data has been used. Customers can buy a high-speed pass if they wish to have more full-speed data until the end of the month, however.

AT&T

AT&T offers unlimited data only to customers who also have its DirecTV satellite television service or U-Verse IPTV service. Otherwise, customers will be sharing data buckets with every line on their account. In 2016, AT&T introduced a no-overages policy that slows data to 2G speeds when a data bucket is exhausted. The company also has its 'Stream Saver' service in 2016, which reduces the quality of all streaming video and uses data more slowly as a result.

Verizon

Verizon eliminated overages early in 2016 and, later in the year, introduced rollover data for its shared data buckets. The company's plans mirror AT&T's, though an unlimited data option is not available to new customers at all.

MVNOs

Smaller prepaid carriers, called MVNOs, typically use one of the four above networks and resell services to no-commitment customers. These plans cover Eureka, MO and change very frequently, but they do often represent a significant savings each month.