Best Cell Phone Plans in Holden, MO

Coverage is king, and Holden, MO is covered well by all

Let's face it: Even at the best price, or with the best features, there's no reason to choose a wireless carrier that doesn't cover your home and place of work in Holden, MO. Luckily, the city has become a hub of lightning-fast LTE coverage on all major carriers in the past several years. While AT&T and Verizon have long had dense, fast LTE networks in Holden, MO, carriers like T-Mobile and Sprint traditionally lagged behind in terms of coverage, LTE technology, and overall speed. Not anymore.

Now, all four major carriers have the city and its entire suburban area covered with fast LTE technology. In fact, all four carriers score within just a few points of each other in RootMetrics tests of speed, call quality, text message delivery rates, and breadth of coverage, in Holden, MO. This means that you now have more options, more features, and more price points available than ever before. There is no need to compromise on any one metric.

Types of cell phone plans

The hallmark of a great plan is flexibility. Most cellphone users want a customizable plan that will allow them to pay for only the data they need, the texts they send and the minutes they use. All cell phone plans include some combination of talk time, texts and data. Some offer a la carte options as well.

If you're like thousands of other Americans, you rely on your cell phone for nearly all of your communication needs. This is why it is imperative to select a plan that's perfect for you and your usage needs in Holden, MO. Use Wirefly to compare a wide variety of carriers and plan types and learn how much you can expect to spend. You may even same some money over the plan you currently use. Cell phone plans generally fall into one of these three categories: individual, family and no-contract.

Individual plans have a single line item that reflects the total charges for voice, text and data for a single phone. This plan is best for single people with no children or spouse.

If you do have a family and want everyone to be on the same wireless plan, consider a family. These offer family members to have their own device and unique coverage allowances. These can be pricey, but are worth it if you have multiple phone lines. They allow families to share data, text messages and minutes. Choose a plan that can adequately meet the needs of everyone in your family.

No-contract plans give you the benefit of great coverage without the hassle of being locked in. Also known as pay-as-you-go, no-contract plans used to mean buying a pre-paid card and loading it onto your phone. Now, phones themselves are pre-paid. You can purchase a prepaid phone in most major department stores in Holden, MO. The cost of the phone covers the data, texts and minutes you use. You may be charged additional fees if you exceed your limits. Most of these phones are fairly expensive so that all your usage can be covered. You can typically find the latest smartphones in pre-paid versions.

Most phone contracts last a minimum of 24 months, but there are some you can get for just 12 months. Payment is due on a month-to-month basis, but you have to pay for the whole life of the contract. You cannot break the contract early unless you pay a hefty termination fee. This fee includes a percentage of the outstanding amount on your contract plus penalties.

Choosing a Suitable Plan

There are several factors to think about while comparing service providers and specific plans. You need to consider the number of individuals or separate mobile devices in your home. It's also important to look at non-voice communication features, such as data access and texting. Internet downloads are measured in gigabytes. Many cell phone providers no longer apply separate limits to texts or voice minutes, especially if users sign multi-year contracts.

Prepaid plans let users buy specific numbers of minutes. For instance, a person might pay $20 to talk for eight hours. The phone stops working after this time runs out. Inexpensive contracts may limit subscribers to less than 500 texts and/or minutes. An unlimited plan is typically more affordable for anyone who repeatedly communicates on a cellphone throughout the day.

Data bandwidth has become an important consideration for Holden, MO smartphone users. People use it to browse the mobile Web and use online apps. Cell phone companies usually demand considerable monthly fees for plans with high data caps. Substantial extra charges may apply if a person exceeds the limit. It's wise to choose a service that provides more than enough bandwidth. Few providers allow subscribers to download unlimited amounts of data.

Holden, MO cell phone carrier comparison

There are 4 major cell phone carriers in Holden, MO. Other smaller carriers, called MVNOs operate using the larger carrier's networks. The big networks offer a lot of coverage, so you will likely find coverage for your area.

AT&T

AT&T offers an array of plans to fit your needs. From individual and family plans to pay-as-you go plans with unlimited data, there are many options for individuals and families from this carrier. Plans from AT&T are reasonably priced, but their overage charges can be expensive. To combat this, some plans offer rollover options.

Verizon Wireless

Verizon is the largest carrier in the U.S., offering coverage in remote areas where service can be spotty. This probably won't be an issue for you in Holden, MO, but it's reassuring for travel. Verizon has a large selection of plans and phones, but they do not offer unlimited data, and their plans can be pricey.

Sprint

Sprint offers a number of budget-friendly plans, including ones that give you unlimited talk, text and data. These affordable plans are excellent for families, but not great for anyone that requires fast, consistent service. Sprint coverage is not the best and the data speeds can be slow. However, the price is often unbeatable.

T-Mobile

T-Mobile, who call themselves the “Uncarrier,” only offer no-contract plans. Their plans are affordable and most give you unlimited everything, including data. The downside to T-Mobile is their network. T-Mobile does not perform well in some areas, so if you want to consider one of their plans, be sure to check the coverage maps to make sure you'll have peak performance in your area.

MVNOs and other carriers

There are a variety of other carriers out there and some of them have some great deals. Using our cell phone comparison tool, you can find a plan that works for you and then see what's available from smaller carriers.