Best Cell Phone Plans in Montana

Coverage is king, and Montana is covered well by all

Let's face it: Even at the best price, or with the best features, there's no reason to choose a wireless carrier that doesn't cover your home and place of work in Montana. Luckily, the city has become a hub of lightning-fast LTE coverage on all major carriers in the past several years. While AT&T and Verizon have long had dense, fast LTE networks in Montana, carriers like T-Mobile and Sprint traditionally lagged behind in terms of coverage, LTE technology, and overall speed. Not anymore.

Now, all four major carriers have the city and its entire suburban area covered with fast LTE technology. In fact, all four carriers score within just a few points of each other in RootMetrics tests of speed, call quality, text message delivery rates, and breadth of coverage, in Montana. This means that you now have more options, more features, and more price points available than ever before. There is no need to compromise on any one metric.

Types of wireless service plans

Typically, many of the people in Montana prefer a cell phone plan where they receive the right amount of minutes, receive text messages and use data on the go. Choosing a wireless service depends on the quality of coverage for each of these factors.

This is particularly true for people whose cell phone is their primary or only communication device. Having a wireless plan that suits their needs becomes much more important. Using the Wirefly service, users can look up plan details for multiple carriers to see how much they can actually save compared to their current wireless plan.

Basically, three categories exist for wireless plans: family plans, individual plans, and no contract plans.

Family plans give customers a phone line for each family member. With some carriers, devices and plan offerings are provided based on individual need although each line is part of one plan. Family plans come with a higher price tag, obviously, but it is still the best deal for a person who has more than one line. Comparing the total cost per phone is much cheaper than single plan pricing. With some family plans, calls, text messages and data are shared, which means the plan will need to cover everyone's individual needs.

An individual plan is a one line, one rate cell phone plan that does not include other devices or phones. People who are not married or do not have children should choose this type of cell phone plan.

No contract plans, also known as pay-as-you-go, prepaid or month-to-month provide flexible pricing and payment options. This type of cell phone plan has evolved from its original prepaid cell phone card days. Typically, prepaid phones can be picked up from any department store in Montana. These phones do not require activation; they are ready for immediate use.

Although customers who get the no contract plan only pays for what they want to use, there are usually additional fees for this type of convenience. Additionally, prices for cell phones under this type of plan might be much higher than a family or individual plan unless a simple style is chosen.

Prepaid plans are attractive to people who do not want the obligation of a contract. A person must sign up for cell phone service with a specific carrier for at least one or two years. Monthly payments are made, but there is also an early termination fee if the customer cancels before the term of the agreement ends.

Which cell phone plan should you choose?

During the process of selecting a plan, you'll need to consider the number of people who will be covered and what kinds of features they'll need to have. Most service providers divide these plan features into one of these three categories: minutes, texts, and data usage.

Inexpensive contract plans restrict the number of minutes and/or texts to around 400 or fewer. Unrestricted plans are more cost-efficient if you text or talk frequently throughout the day and can't abide any limitations. With prepaid plans, you usually fund your phone card with cash to purchase minutes, which are available per minute or in a bundle, like 500 minutes for 20 dollars. After you've used up your minutes, you must buy more.

How much data you use is an important consideration when selecting plans these days. Many Montana providers charge a lot for heavy data usage, and there aren't many unlimited wireless data packages on the market. Plans are usually charged according to MB and GB usage. Sometimes, exceeding your data capacity can result in costly penalty fees. To avoid these unwanted charges, choose a data package that can handle the amount of data you use.

Montana cell phone carrier comparison

There are 4 major cell phone carriers in Montana. Other smaller carriers, called MVNOs operate using the larger carrier's networks. The big networks offer a lot of coverage, so you will likely find coverage for your area.

AT&T

AT&T offers an array of plans to fit your needs. From individual and family plans to pay-as-you go plans with unlimited data, there are many options for individuals and families from this carrier. Plans from AT&T are reasonably priced, but their overage charges can be expensive. To combat this, some plans offer rollover options.

Verizon Wireless

Verizon is the largest carrier in the U.S., offering coverage in remote areas where service can be spotty. This probably won't be an issue for you in Montana, but it's reassuring for travel. Verizon has a large selection of plans and phones, but they do not offer unlimited data, and their plans can be pricey.

Sprint

Sprint offers a number of budget-friendly plans, including ones that give you unlimited talk, text and data. These affordable plans are excellent for families, but not great for anyone that requires fast, consistent service. Sprint coverage is not the best and the data speeds can be slow. However, the price is often unbeatable.

T-Mobile

T-Mobile, who call themselves the “Uncarrier,” only offer no-contract plans. Their plans are affordable and most give you unlimited everything, including data. The downside to T-Mobile is their network. T-Mobile does not perform well in some areas, so if you want to consider one of their plans, be sure to check the coverage maps to make sure you'll have peak performance in your area.

MVNOs and other carriers

There are a variety of other carriers out there and some of them have some great deals. Using our cell phone comparison tool, you can find a plan that works for you and then see what's available from smaller carriers.