Best Cell Phone Plans in Howell, NJ

Coverage is still king: a few things to keep in mind

Coverage has gotten dramatically better for all carriers in the last few years, especially for Sprint and T-Mobile. While the country's two smallest carriers often had their coverage compared to Swiss cheese in the early 2000s, their LTE networks today are fully modernized, dense, and ready to perform well even during times of peak demand. With that said, it's a good idea to take a look at independent test results that show the strengths of each network. These tests, performed by RootMetrics, will help clarify which carrier is best for clear calls, fast data, or consistent texting.

Best for Calls: For the third time in two years, RootMetrics testing found that all four major carriers are almost the same in Howell, NJ when it comes to 'call performance.' This indicates that all four carriers have crystal clear calls, and that all four carriers rarely drop a call that has been initiated. That's great news if your main area of usage each month is wireless minutes.

Best for Texting: During the second half of 2016, RootMetrics testing found that AT&T, Verizon, and T-Mobile were tied for first place in overall texting performance. All three carriers had a near-100-percent success rate in sending and delivering texts. Sprint's texting performance was just a bit shy of making this metric a four-way tie.

Best for Data-Heavy Usage: This category is a bit more nuanced than the others. Overall, Verizon's LTE network delivered both the fastest speeds and the most reliable connections to customers in Howell, NJ. T-Mobile's average data speed increased dramatically in 2016, however, and AT&T showed improvement in average speeds as well.

Breadth of Coverage: All four carriers have an extremely broad network in Howell, NJ, with coverage almost everywhere. Sprint, which is still expanding its LTE network, has slightly less high-speed coverage. Even so, it has the high-density city and suburban areas covered very well.

Types of cell phone plans

The hallmark of a great plan is flexibility. Most cellphone users want a customizable plan that will allow them to pay for only the data they need, the texts they send and the minutes they use. All cell phone plans include some combination of talk time, texts and data. Some offer a la carte options as well.

If you're like thousands of other Americans, you rely on your cell phone for nearly all of your communication needs. This is why it is imperative to select a plan that's perfect for you and your usage needs in Howell, NJ. Use Wirefly to compare a wide variety of carriers and plan types and learn how much you can expect to spend. You may even same some money over the plan you currently use. Cell phone plans generally fall into one of these three categories: individual, family and no-contract.

Individual plans have a single line item that reflects the total charges for voice, text and data for a single phone. This plan is best for single people with no children or spouse.

If you do have a family and want everyone to be on the same wireless plan, consider a family. These offer family members to have their own device and unique coverage allowances. These can be pricey, but are worth it if you have multiple phone lines. They allow families to share data, text messages and minutes. Choose a plan that can adequately meet the needs of everyone in your family.

No-contract plans give you the benefit of great coverage without the hassle of being locked in. Also known as pay-as-you-go, no-contract plans used to mean buying a pre-paid card and loading it onto your phone. Now, phones themselves are pre-paid. You can purchase a prepaid phone in most major department stores in Howell, NJ. The cost of the phone covers the data, texts and minutes you use. You may be charged additional fees if you exceed your limits. Most of these phones are fairly expensive so that all your usage can be covered. You can typically find the latest smartphones in pre-paid versions.

Most phone contracts last a minimum of 24 months, but there are some you can get for just 12 months. Payment is due on a month-to-month basis, but you have to pay for the whole life of the contract. You cannot break the contract early unless you pay a hefty termination fee. This fee includes a percentage of the outstanding amount on your contract plus penalties.

The elements of a cell phone plan

The biggest difference between cell phone plans, outside of price and coverage, is the amount of features available to you. Most plans come with some kind of talk, text and data availability, but the amount and price of those features varies.

The majority of contract plans offer unlimited talk and text, but if you don't need that many minutes or messages, you can save some money by choosing a limited plan. With no-contract plans, you can buy minutes and messages individually or in grouped packages to use as you need them.

You'll definitely want to consider the data packages available when choosing a cell phone plan in Howell, NJ. The more data you need, the bigger your price tag will be. Going over your data limits will typically cost you overage charges, so be sure to pick a plan that offers enough data for you. Most plans are priced by the megabyte of gigabyte, but a small amount of plans do offer unlimited data plans. The unlimited plans typically allow you to use a certain amount of data at high speeds and then limit you to using unlimited data at very low speeds.

Finding the best cell phone plan for your needs

Now that you know which kind of cell phone plan you want, it's now time to make another important decision: what do you need each month in terms of minutes, text messages, and data? This used to be a slightly complex decision to have to make, but that is no longer the case due to changes in the wireless industry. Current cell phone plans have almost all dropped limits on calling minutes and texts messages. Postpaid family plans and individual plans at Sprint, T-Mobile, AT&T, and Verizon, all include unlimited talk and text. Only a small number of no contract prepaid plans still enforce limits.

The good news is that you can choose to look at only the amount of data that you need on a monthly basis. Two of the major carriers make this decision pretty simple, while two of the other major carriers require a bit more decision making before choosing a plan. Here's what to keep in mind when selecting a cell phone plan in Howell, NJ:

Sprint

Like T-Mobile, Sprint recently unveiled a flat-rate, all-unlimited mobile plan for new and existing subscribers. Customers who prefer not to get an unlimited plan can opt for a 'shared' amount of data that can be used by all lines attached to the account. By default, data speeds on limited plans slow down after all data has been used. Customers can buy a high-speed pass if they wish to have more full-speed data until the end of the month, however.

T-Mobile

The Un-Carrier, as T-Mobile has dubbed itself, recently made a move toward unlimited data for all. The company added to its Simple Choice plan lineup with T-Mobile ONE, an unlimited, single plan for individuals or families. T-Mobile Simple Choice plans are still available for customers who prefer them, however. These plans feature data rollover and no overage charges, so there's no extra fees added to the bill based on your usage.

Verizon

Verizon got rid of overages early in 2016 and started offering rollover data for its shared data plans. Verizon's plans are similar to AT&T's, however an unlimited data option is not available to new customers at all.

AT&T

AT&T offers unlimited data only to customers who also have DIRECTV or AT&T Internet. Otherwise, customers have shared data plans with every line on their account. In 2016, AT&T introduced a no-overages policy that throttles data to 2G speeds when a data bucket is exhausted. The company also has its 'Stream Saver' service in 2016, which reduces the quality of all streaming video and uses data more slowly as a result.

MVNO Carriers

Smaller prepaid carriers, called Mobile Virtual Network Operators (MVNOs), usually operate on one of the four above networks and resell services to no-commitment customers. These plans cover Howell, NJ and change very frequently, but they do often represent a good savings each month.