Best Cell Phone Plans in New Albany, OH

Finding cell phone coverage in New Albany, OH

You want a cell phone that offers you good coverage in New Albany, OH, so that should be one of the top features to look for. Consider which cell phone carrier offers the best coverage in the area before making your final choice. Just because you find a plan that is cheap doesn't mean that it is good, because what good is a phone if you barely get any service where you live? However, one bright spot is the fact that almost every national carrier offers coverage for all cities in the country, so there is a really good chance your city will also be covered. Check out the carriers' coverage maps that most offer to determine if your city will be covered reliably.

Understanding the different types of cell phone plans

When searching for a cell phone plan in New Albany, OH, you're looking for one that gives you enough minutes, text messages and data to fit your needs. These features are broken down in plans by: minutes covered, text messages available and data limits.

Most people rely on cell phones for the majority, if not all, of their communication needs. You'll need to make sure the plan you choose has enough talk, text and data for you and anyone else you choose to carry on your plan.

Each cell phone plan has its own limitations, so deciding the most important features for you and your family is key to discovering the perfect plan. To help you out, here's a breakdown of the 3 main categories of cell phone plans:

Individual plans offer services for one line on one phone. All of the minutes, data and text available in the plan can only be used by that phone. If you don't want to add anyone else to your plan, then this could be a great choice.

Family plans spread out the data, minutes and text over several lines and phones. The number of lines and phones is up to you and some plans offer discounts for adding additional lines. If you want service for your entire family, these plans are the best deal because they are cheaper than buying individual plans for each person.

With no contract plans, you pay for service without the obligation of a contract. Often called pay-as-you-go, these plans offer the same features and benefits of individual and family plans, but often with additional fees. Most plans now allow you to use the same smart phones available for other plans, but at a higher price. Payments can be made each month and some carriers offer online or phone payments by credit card, bank account or prepaid cards that you can find in most New Albany, OH department stores.

The biggest advantage of the monthly plans is the absence of a contract. With family and individual plans you are bound by a contract that is typically no less than 2 years. This contract obligates you to pay for service through the end of the contract, and early termination comes with fees, penalties and extra charges.

The best wireless plan

Consider all the different features that are important when you are looking for the right plan. There are three factors to keep in mind when choosing the best one for you or your family in New Albany, OH: minutes, text messages, and data.

Cheaper cell phone plans often allow you to set a limit on the number of minutes you can talk and the number of text messages you can send. This is good for someone who doesn't use their phone a lot. But if you do, you'll want to look for a plan with unlimited talk and text. Luckily, most cell phone carriers offer this as a basic option, so you won't be paying much more for it when you choose it. With a contract plan, you'll use a wireless card to load minutes onto your phone for talking and texting. When you need more minutes, you simply purchase more. No contract phones cannot charge you for overages, as you simply cannot cause them.

If you plan to use a good deal of data in New Albany, OH, be sure to look for a plan that offers you higher gigabyte plans. Cheaper plans come with two to five gigabytes for the month, which may be all you need if you can always connect to Wi-Fi. Higher plans offer anywhere from ten to 20 gigabytes per month and are great for consumers who may be using their device in places without Wi-Fi to connect to. You'll also want to check if the company will charge you for overages, as many will charge for every gigabyte you go over per month, which can really make your bill skyrocket if you aren't careful.

Finding the best cell phone plan for your needs

Now that you know which kind of cell phone plan you want, it's now time to make another important decision: what do you need each month in terms of minutes, text messages, and data? This used to be a slightly complex decision to have to make, but that is no longer the case due to changes in the wireless industry. Current cell phone plans have almost all dropped limits on calling minutes and texts messages. Postpaid family plans and individual plans at Sprint, T-Mobile, AT&T, and Verizon, all include unlimited talk and text. Only a small number of no contract prepaid plans still enforce limits.

The good news is that you can choose to look at only the amount of data that you need on a monthly basis. Two of the major carriers make this decision pretty simple, while two of the other major carriers require a bit more decision making before choosing a plan. Here's what to keep in mind when selecting a cell phone plan in New Albany, OH:

Sprint

Like T-Mobile, Sprint recently unveiled a flat-rate, all-unlimited mobile plan for new and existing subscribers. Customers who prefer not to get an unlimited plan can opt for a 'shared' amount of data that can be used by all lines attached to the account. By default, data speeds on limited plans slow down after all data has been used. Customers can buy a high-speed pass if they wish to have more full-speed data until the end of the month, however.

T-Mobile

The Un-Carrier, as T-Mobile has dubbed itself, recently made a move toward unlimited data for all. The company added to its Simple Choice plan lineup with T-Mobile ONE, an unlimited, single plan for individuals or families. T-Mobile Simple Choice plans are still available for customers who prefer them, however. These plans feature data rollover and no overage charges, so there's no extra fees added to the bill based on your usage.

Verizon

Verizon got rid of overages early in 2016 and started offering rollover data for its shared data plans. Verizon's plans are similar to AT&T's, however an unlimited data option is not available to new customers at all.

AT&T

AT&T offers unlimited data only to customers who also have DIRECTV or AT&T Internet. Otherwise, customers have shared data plans with every line on their account. In 2016, AT&T introduced a no-overages policy that throttles data to 2G speeds when a data bucket is exhausted. The company also has its 'Stream Saver' service in 2016, which reduces the quality of all streaming video and uses data more slowly as a result.

MVNO Carriers

Smaller prepaid carriers, called Mobile Virtual Network Operators (MVNOs), usually operate on one of the four above networks and resell services to no-commitment customers. These plans cover New Albany, OH and change very frequently, but they do often represent a good savings each month.