Best Cell Phone Plans in Germantown, WI

Cellular phone reception in Germantown, WI

A primary component to consider when choosing which mobile phone plan to enroll in Germantown, WI is the reception quality. Identify the mobile phone company with the strongest reception throughout Germantown, WI before you make your ultimate choice. You might not have to pay much for a particular cellular phone package, but that won't help you much if your reception is limited in your location. Fortunately, most countrywide services have strong signal strength in nearly all major cities in the United States, so it's likely that their reception will be strong in Germantown, WI too. Review the provider's coverage maps to estimate how far their reception reaches.

Getting started: what different kinds of cell phone plans exist?

While the American wireless industry is changing rapidly and becoming exceedingly competitive, the overall premise of wireless plans remains the same. In Germantown, WI, you'll be able to choose from a family plan, an individual postpaid line, or prepaid plans that present no long-term contract or device financing requirements. Here's the basics on each type of plan available:

Family Plans

Family plans are the most popular type of cell phone plan in the United States. Family plans enable multiple people in a family or small business to share a single account, dividing line and data fees across several different people in order to get a less expensive monthly cost of service for each person on the plan. Most carriers offer deep discounts on the price of a GB of data for multi-line accounts, making it cheaper for everyone. However, multi-line accounts are also hard to move between carriers due to different device payment plans and coverage concerns.

Individual Plans

Individual plans enable a single person to pick the amount of data they need each month for themselves. Though these plans are typically more expensive than family plans, individual plans are simpler to manage and are geared towards people who do not want to share expenses and device upgrades with friends or members of their family.

Prepaid Plans

Prepaid plans have become far more ubiquitous these days. The majority of prepaid plans offer more data at a lower cost than an individual plan at a major carrier, but still offer many of the most popular phones. In addition, prepaid family plans offer more inexpensive costs for multi-line accounts than some traditional family plans at the 'Big 4' carriers. These plans are usually ineligible for device financing, which means you'll likely have to pay full price to buy a new smartphone.

The elements of a cell phone plan

The biggest difference between cell phone plans, outside of price and coverage, is the amount of features available to you. Most plans come with some kind of talk, text and data availability, but the amount and price of those features varies.

The majority of contract plans offer unlimited talk and text, but if you don't need that many minutes or messages, you can save some money by choosing a limited plan. With no-contract plans, you can buy minutes and messages individually or in grouped packages to use as you need them.

You'll definitely want to consider the data packages available when choosing a cell phone plan in Germantown, WI. The more data you need, the bigger your price tag will be. Going over your data limits will typically cost you overage charges, so be sure to pick a plan that offers enough data for you. Most plans are priced by the megabyte of gigabyte, but a small amount of plans do offer unlimited data plans. The unlimited plans typically allow you to use a certain amount of data at high speeds and then limit you to using unlimited data at very low speeds.

Texts, minutes, and data: which option is best for you?

Now that you know which type of plan you'll be shopping for, it's time to make another important consideration: What do you need each month in terms of voice minutes, texts and data? While this used to be a pretty complex decision to make, especially for family plan members who were splitting each of these three things, that's no longer the case due to shifts in the industry. Current wireless industry plans have almost all dropped limits on voice minutes and texts. Postpaid family plans and individual plans at Sprint, T-Mobile, AT&T, and Verizon, all include unlimited talking and texting. Only a select number of no-commitment prepaid plans still enforce limits on these use cases.

The good news is that you can focus only on the amount of data that you need on a monthly basis. Two carriers make this decision easy, while two others will require a bit of careful consideration before selecting a plan. Here's what to know when selecting a cell phone plan in Germantown, WI:

T-Mobile

The Un-Carrier, as it's known, recently made a bold push toward unlimited data for all. The company replaced its Simple Choice plan lineup with T-Mobile ONE, an all-unlimited, single plan that it offers to individuals and families alike. The company's Simple Choice plans, which feature 2GB, 6GB, or 10GB of data, are still available for customers who prefer them, however. These plans feature 12-month data rollover and no overages, so there's no extra cost added to the bill based on usage.

Sprint

Like T-Mobile, Sprint recently unveiled a flat-rate, all-unlimited mobile plan for new and existing subscribers. Customers who prefer not to get an unlimited plan can opt for a 'shared' amount of data that can be used by all lines attached to the account. By default, data speeds on limited plans slow down after all data has been used. Customers can buy a high-speed pass if they wish to have more full-speed data until the end of the month, however.

AT&T

AT&T offers unlimited data only to customers who also have its DirecTV satellite television service or U-Verse IPTV service. Otherwise, customers will be sharing data buckets with every line on their account. In 2016, AT&T introduced a no-overages policy that slows data to 2G speeds when a data bucket is exhausted. The company also has its 'Stream Saver' service in 2016, which reduces the quality of all streaming video and uses data more slowly as a result.

Verizon

Verizon eliminated overages early in 2016 and, later in the year, introduced rollover data for its shared data buckets. The company's plans mirror AT&T's, though an unlimited data option is not available to new customers at all.

MVNOs

Smaller prepaid carriers, called MVNOs, typically use one of the four above networks and resell services to no-commitment customers. These plans cover Germantown, WI and change very frequently, but they do often represent a significant savings each month.