Best Cell Phone Plans in Saint Charles, IL

Cellular phone reception in Saint Charles, IL

A primary component to consider when choosing which mobile phone plan to enroll in Saint Charles, IL is the reception quality. Identify the mobile phone company with the strongest reception throughout Saint Charles, IL before you make your ultimate choice. You might not have to pay much for a particular cellular phone package, but that won't help you much if your reception is limited in your location. Fortunately, most countrywide services have strong signal strength in nearly all major cities in the United States, so it's likely that their reception will be strong in Saint Charles, IL too. Review the provider's coverage maps to estimate how far their reception reaches.

Getting started: what types of cell phone plans are out there?

While the American wireless industry is changing rapidly and becoming exceedingly competitive, the basic structure of wireless plans remains the same. In Saint Charles, IL, you'll be able to choose from a multi-line family plan, a single post-paid line, or prepaid options that present no long-term contractual or device financing requirement. Here's a primer on each type of plan:

Family Plans

By far the most popular type of plan in the United States, family plans allow multiple people to 'share' a single account, splitting line and data fees across several different people in order to get a lower monthly cost of service for each person. Most carriers offer significant discounts on the price of a gigabyte of data for multi-line accounts, making it the economical way of signing up for service. Of course, multi-line accounts are also hard to move between carriers due to different device payment plans and coverage concerns.

Individual Plans

Quite the opposite of a family plan, individual plans allow a single person to pick the amount of data they need each month without splitting the bill. Though more expensive than family plans, individual accounts are easier to manage and are perfect for people who don't want to split expenses and device upgrades with friends or family members.

Prepaid Plans

Once a strong draw because they lacked contracts, today no-commitment plans are a more affordable alternative to individual plans. Most prepaid plans offer more data at a lower cost than an individual plan at a major carrier. Furthermore, prepaid family plans offer a lower cost for multi-line accounts than some traditional family plans at the 'Big 4.' These plans are ineligible for device financing, however, which means you'll have to pay full price to buy a new phone upon release.

The options for cell phone plans have never been better

Competition is a good thing, and now that it's come to the U.S. wireless industry, customers stand to win big time when they switch carriers or plans. In Saint Charles, IL, good coverage means good options at all four major carriers. MVNOs, which use these same networks, also offer several ways to cut down on monthly costs while increasing data limits.

Altogether, recent developments in Saint Charles, IL make it easier for customers to get good coverage, fast data, reliable calls, and an affordable price that matches both their monthly budget and the exact features they need on a daily basis. As always, however, it's important to read the fine print, take advantage of promotional offers, and ensure that a carrier's real-world coverage matches its coverage map and in-store promises when making the big switch.

Finding the best cell phone plan for your needs

Now that you know which kind of cell phone plan you want, it's now time to make another important decision: what do you need each month in terms of minutes, text messages, and data? This used to be a slightly complex decision to have to make, but that is no longer the case due to changes in the wireless industry. Current cell phone plans have almost all dropped limits on calling minutes and texts messages. Postpaid family plans and individual plans at Sprint, T-Mobile, AT&T, and Verizon, all include unlimited talk and text. Only a small number of no contract prepaid plans still enforce limits.

The good news is that you can choose to look at only the amount of data that you need on a monthly basis. Two of the major carriers make this decision pretty simple, while two of the other major carriers require a bit more decision making before choosing a plan. Here's what to keep in mind when selecting a cell phone plan in Saint Charles, IL:

Sprint

Like T-Mobile, Sprint recently unveiled a flat-rate, all-unlimited mobile plan for new and existing subscribers. Customers who prefer not to get an unlimited plan can opt for a 'shared' amount of data that can be used by all lines attached to the account. By default, data speeds on limited plans slow down after all data has been used. Customers can buy a high-speed pass if they wish to have more full-speed data until the end of the month, however.

T-Mobile

The Un-Carrier, as T-Mobile has dubbed itself, recently made a move toward unlimited data for all. The company added to its Simple Choice plan lineup with T-Mobile ONE, an unlimited, single plan for individuals or families. T-Mobile Simple Choice plans are still available for customers who prefer them, however. These plans feature data rollover and no overage charges, so there's no extra fees added to the bill based on your usage.

Verizon

Verizon got rid of overages early in 2016 and started offering rollover data for its shared data plans. Verizon's plans are similar to AT&T's, however an unlimited data option is not available to new customers at all.

AT&T

AT&T offers unlimited data only to customers who also have DIRECTV or AT&T Internet. Otherwise, customers have shared data plans with every line on their account. In 2016, AT&T introduced a no-overages policy that throttles data to 2G speeds when a data bucket is exhausted. The company also has its 'Stream Saver' service in 2016, which reduces the quality of all streaming video and uses data more slowly as a result.

MVNO Carriers

Smaller prepaid carriers, called Mobile Virtual Network Operators (MVNOs), usually operate on one of the four above networks and resell services to no-commitment customers. These plans cover Saint Charles, IL and change very frequently, but they do often represent a good savings each month.