Best Cell Phone Plans in Marshalltown, IA

Cell phone coverage quality in Marshalltown, IA

Many factors pertain to making a decision about what is good and not so good about the different cell phone plans. One in particular is signing up with a service that has good coverage quality in Marshalltown, IA. No one wants to be on a call that drops at a moment's notice. The number of text and call minutes in a cheap plan does not matter if messages and phone calls never complete.

Fortunately, most national cell phone carriers have decent coverage in every city across the country. Therefore, choosing a decent plan in Marshalltown, IA should not be difficult. A good thing to do is to compare coverage maps from several carriers. This helps to determine if the coverage is reliable.

Types of cell phone plans

The hallmark of a great plan is flexibility. Most cellphone users want a customizable plan that will allow them to pay for only the data they need, the texts they send and the minutes they use. All cell phone plans include some combination of talk time, texts and data. Some offer a la carte options as well.

If you're like thousands of other Americans, you rely on your cell phone for nearly all of your communication needs. This is why it is imperative to select a plan that's perfect for you and your usage needs in Marshalltown, IA. Use Wirefly to compare a wide variety of carriers and plan types and learn how much you can expect to spend. You may even same some money over the plan you currently use. Cell phone plans generally fall into one of these three categories: individual, family and no-contract.

Individual plans have a single line item that reflects the total charges for voice, text and data for a single phone. This plan is best for single people with no children or spouse.

If you do have a family and want everyone to be on the same wireless plan, consider a family. These offer family members to have their own device and unique coverage allowances. These can be pricey, but are worth it if you have multiple phone lines. They allow families to share data, text messages and minutes. Choose a plan that can adequately meet the needs of everyone in your family.

No-contract plans give you the benefit of great coverage without the hassle of being locked in. Also known as pay-as-you-go, no-contract plans used to mean buying a pre-paid card and loading it onto your phone. Now, phones themselves are pre-paid. You can purchase a prepaid phone in most major department stores in Marshalltown, IA. The cost of the phone covers the data, texts and minutes you use. You may be charged additional fees if you exceed your limits. Most of these phones are fairly expensive so that all your usage can be covered. You can typically find the latest smartphones in pre-paid versions.

Most phone contracts last a minimum of 24 months, but there are some you can get for just 12 months. Payment is due on a month-to-month basis, but you have to pay for the whole life of the contract. You cannot break the contract early unless you pay a hefty termination fee. This fee includes a percentage of the outstanding amount on your contract plus penalties.

Which cell phone plan should you choose?

During the process of selecting a plan, you'll need to consider the number of people who will be covered and what kinds of features they'll need to have. Most service providers divide these plan features into one of these three categories: minutes, texts, and data usage.

Inexpensive contract plans restrict the number of minutes and/or texts to around 400 or fewer. Unrestricted plans are more cost-efficient if you text or talk frequently throughout the day and can't abide any limitations. With prepaid plans, you usually fund your phone card with cash to purchase minutes, which are available per minute or in a bundle, like 500 minutes for 20 dollars. After you've used up your minutes, you must buy more.

How much data you use is an important consideration when selecting plans these days. Many Marshalltown, IA providers charge a lot for heavy data usage, and there aren't many unlimited wireless data packages on the market. Plans are usually charged according to MB and GB usage. Sometimes, exceeding your data capacity can result in costly penalty fees. To avoid these unwanted charges, choose a data package that can handle the amount of data you use.

Choosing a plan and features: what to keep in mind

So, you know the type of plan you need and you're impressed with the coverage at all four major carriers. Now what? The last step in choosing the best cell phone plan in Marshalltown, IA, is to actually find the right mix of price and features. Thanks to relatively uniform coverage across all four major carriers, this process is easier in Marshalltown, IA than it is in many other parts of the country. Here's what to know, based on popular types of plans:

Unlimited Data: Sprint and T-Mobile offer no-strings-attached unlimited data plans to all, which also include unlimited talking and texting. AT&T offers unlimited data to Internet or DIRECTV subscribers. Verizon doesn't offer unlimited data at all.

Unlimited Talk and Text: All four carriers have shifted to unlimited talk and text across all plans, except for one prepaid plan at T-Mobile.

Sharing Data: If you want to share data between family members, Sprint, Verizon and AT&T are the right fit. T-Mobile's limited data plans give each line its own data allotment.

International Coverage: Heading to overseas? Only T-Mobile offers free 'roam like home' talk, text, and LTE coverage in all of Mexico and Canada. Data at 2G speeds is also free on Sprint and T-Mobile around the world.