Best Cell Phone Plans in Helena, MO

Cell phone coverage quality in Helena, MO

Many factors pertain to making a decision about what is good and not so good about the different cell phone plans. One in particular is signing up with a service that has good coverage quality in Helena, MO. No one wants to be on a call that drops at a moment's notice. The number of text and call minutes in a cheap plan does not matter if messages and phone calls never complete.

Fortunately, most national cell phone carriers have decent coverage in every city across the country. Therefore, choosing a decent plan in Helena, MO should not be difficult. A good thing to do is to compare coverage maps from several carriers. This helps to determine if the coverage is reliable.

Choosing a plan structure: three compelling options available

Even though the mobile industry has changed in dramatic ways since the turn of the century, the basic plan structure offered by all major carriers remains roughly the same. In fact, this structure hasn't changed in more than two decades. Currently, there are three ways to get wireless service in Helena, MO. Plan types include: individual plans, family plans, and no-commitment prepaid plans.

So, what separates each plan type from the pack? First and foremost, the big choice to make when selecting a new plan or carrier is whether to opt for an individual or family plan. Family plans are easily the most popular option at all four major carriers, and they're even an increasingly popular offering at no-commitment MVNO carriers. A family plan's popularity largely comes from its distribution of the cost. By bringing more lines together under a single account, you're able to cut the per-line cost of talk, text, and data services. Carriers also like these plans because they're 'stickier.' It's simply harder to move multiple lines to a new carrier than it is to move just one.

Individual plans still have their merits. First and foremost, they're the only option available to people who don't have multiple family members that want to split the cost of mobile service. They're also a great option for people who don't want to be the 'bill collector' in a group of friends or family members, collecting each person's monthly portion of shared service. Individual plans are typically much more expensive than family plans, which is important to keep in mind when comparison shopping.

No-commitment prepaid plans offer you the ability to get a more affordable plan, with even more data, either as an individual or with up to four additional family members. The main draw of these plans, which some people consider a drawback, is that they don't offer device financing plans. On the other hand, they also have no explicit or implied service contract, which makes it easy to hop between prepaid carriers for the best combination of price and features.

The elements of a cell phone plan

The biggest difference between cell phone plans, outside of price and coverage, is the amount of features available to you. Most plans come with some kind of talk, text and data availability, but the amount and price of those features varies.

The majority of contract plans offer unlimited talk and text, but if you don't need that many minutes or messages, you can save some money by choosing a limited plan. With no-contract plans, you can buy minutes and messages individually or in grouped packages to use as you need them.

You'll definitely want to consider the data packages available when choosing a cell phone plan in Helena, MO. The more data you need, the bigger your price tag will be. Going over your data limits will typically cost you overage charges, so be sure to pick a plan that offers enough data for you. Most plans are priced by the megabyte of gigabyte, but a small amount of plans do offer unlimited data plans. The unlimited plans typically allow you to use a certain amount of data at high speeds and then limit you to using unlimited data at very low speeds.

Texts, minutes, and data: which option is best for you?

Now that you know which type of plan you'll be shopping for, it's time to make another important consideration: What do you need each month in terms of voice minutes, texts and data? While this used to be a pretty complex decision to make, especially for family plan members who were splitting each of these three things, that's no longer the case due to shifts in the industry. Current wireless industry plans have almost all dropped limits on voice minutes and texts. Postpaid family plans and individual plans at Sprint, T-Mobile, AT&T, and Verizon, all include unlimited talking and texting. Only a select number of no-commitment prepaid plans still enforce limits on these use cases.

The good news is that you can focus only on the amount of data that you need on a monthly basis. Two carriers make this decision easy, while two others will require a bit of careful consideration before selecting a plan. Here's what to know when selecting a cell phone plan in Helena, MO:

T-Mobile

The Un-Carrier, as it's known, recently made a bold push toward unlimited data for all. The company replaced its Simple Choice plan lineup with T-Mobile ONE, an all-unlimited, single plan that it offers to individuals and families alike. The company's Simple Choice plans, which feature 2GB, 6GB, or 10GB of data, are still available for customers who prefer them, however. These plans feature 12-month data rollover and no overages, so there's no extra cost added to the bill based on usage.

Sprint

Like T-Mobile, Sprint recently unveiled a flat-rate, all-unlimited mobile plan for new and existing subscribers. Customers who prefer not to get an unlimited plan can opt for a 'shared' amount of data that can be used by all lines attached to the account. By default, data speeds on limited plans slow down after all data has been used. Customers can buy a high-speed pass if they wish to have more full-speed data until the end of the month, however.

AT&T

AT&T offers unlimited data only to customers who also have its DirecTV satellite television service or U-Verse IPTV service. Otherwise, customers will be sharing data buckets with every line on their account. In 2016, AT&T introduced a no-overages policy that slows data to 2G speeds when a data bucket is exhausted. The company also has its 'Stream Saver' service in 2016, which reduces the quality of all streaming video and uses data more slowly as a result.

Verizon

Verizon eliminated overages early in 2016 and, later in the year, introduced rollover data for its shared data buckets. The company's plans mirror AT&T's, though an unlimited data option is not available to new customers at all.

MVNOs

Smaller prepaid carriers, called MVNOs, typically use one of the four above networks and resell services to no-commitment customers. These plans cover Helena, MO and change very frequently, but they do often represent a significant savings each month.